An investment-linked policy (“ILP”) is a typically an integrated insurance policy which includes a protection component along with investment capabilities. An ILP can provide risk coverage for the insured, along with options to invest in a number of qualified funds.
The protection and investment components within an ILP can be managed according to the specific requirements and risk appetites of each individual. Flexibility and transparency are some of the other advantages that can make an ILP an attractive option in meeting your financial planning and coverage needs.
Our team of qualified financial advisers can provide advice on whether ILPs may be suitable for your financial objectives, as well as suggestions on how best to incorporate an ILP to help diversify your existing financial portfolio. Pleas feel free to get in touch with us to find out more.